To a lot of people, their work is everything due to the fact that they spend most of their day and week at the office. They are dedicated and passionate about their job because they know that without it, they wouldn’t be able to make ends meet. But then, something unexpected happens, such as an accident that causes them to have a certain mental, or physical impairment which prevents them from going back to work. They believe that they’ll be able to support themselves with the help of disability benefits, only to have their disability benefits denied.
So what are you supposed to do during these challenging times? Fortunately, there’s a solution to this massive problem, and if you scroll below, you will find out exactly what needs to be done. So let’s check it out together!
Seek Help From A Disability Lawyer
Now, we know this is a very obvious suggestion, but we still wanted to mention it because it is, by far the most essential thing that you can do. For example, if Sedgwick denied disability claim, the best piece of advice you’ll be able to receive from a seasoned lawyer. If you’re dealing with this for the first time, then we would like to warn you that this can be a very complex process.
That’s precisely why you shouldn’t handle it all on your own.
One mistake, even the most minor one, can make things even more complicated. After all, you have every right to hire an advocate when you’re facing something like this because only then, you’ll be able to get the best possible outcome.
You Need Detailed Medical Assessment
One of the most common reasons why disability benefits are being denied is due to the fact that a person hasn’t provided enough medical records to prove how debilitating their health condition is.
Unfortunately, in some instances, you’ll come across a doctor who doesn’t want to coop https://www.pexels.com/photo/two-cyclist-running-on-each-other-1568804/
erate in order to help you prove your disability. In these types of situations, they are not willing to give you the necessary documents, or they simply do not want to comply with additional demanded paperwork from the insurance company.
No matter how awful this may sound, but the insurance company has every right to demand as much documentation (related to your health) as they want and need, which can be very draining and time-consuming.
Now, the question is, why your physician doesn’t want to cooperate? Namely, some of them just want to keep their medical practice to treat people alone instead. If that’s the case with your doctor, then it would be advisable to opt for an independent medical assessment, otherwise, you will not succeed in your intentions.
Therefore, be sure to contact a third-party doctor so you could receive another medical opinion that’s going to help you establish your disability that prevents you from functioning and working normally.
Don’t Be Afraid To Talk More Thoroughly About Your Symptoms
There are people who live with certain disabilities that do not hinder their life, but then, sadly, there are those who are not capable of functioning properly, let alone doing anything that’s potentially physically demanding.
If you are one of the people who are experiencing some serious symptoms, then you shouldn’t be afraid to talk about them and showcase how they prevent you from going back to work. Keep in mind that you must be the one who’s going to stand up for yourself, no one can do that for you.
Be Sure To Do Your Homework
If your disability benefits have been denied, then one of the best things that you can do is to obtain the letter from the insurance company just to see why they were denied in the first place. In most situations, the insurance company will state that there isn’t any objective proof that you need these disability benefits.
There could be a number of reasons why they rejected you, but it’s essential to get the right answer so you can prepare a solid appeal.
You Can Have A Hearing With Administrative Law Judges
If by any chance, your case was re-evaluated and denied once again, then you can request a hearing with ALJs. During this hearing, the judge will again evaluate your case, and ask some relevant questions to you, medical professionals, and witnesses who are at the court with you.
We cannot imagine what you’re going through right now and how defeated you may be because of this, however, as you can see, there are still things that you can do to change things for the better. Good luck!